
I’m Leckas — a licensed financial planner in Malaysia who works primarily with pharmacists (and other healthcare professionals) to build a clear, realistic plan for EPF, pension, and investments. Whether you’re aiming to retire early at 55 or just want to know your numbers actually work, I can help you find out — and fix it if they don’t.
Not ready to talk yet? Join the email list instead — I’ll send you useful, pharmacist-specific content, no spam.
New here? Start with the Malaysian Pharmacist Retirement Series
Four in-depth guides covering the real numbers behind pharmacist retirement in Malaysia — by career path.
[Government Pharmacists →] The Retirement Playbook: Why Your Pension May Not Be Enough → click here
[EPF vs. Pension →] I Chose EPF Over Pension. Was It a Mistake? → click here
[Retail Pharmacists →] Higher Pay, No Safety Net → click here
[Pharmacist-Entrepreneurs →] Your Business Is Not Your Retirement Plan → click here

Why a pharmacist wrote this
I’m a Securities Commission-licensed financial planner with VKA Wealth Planners — and before that, I spent 15+ years learning the expensive way what actually works in investing. I focus on healthcare professionals because I understand the shape of your career: stable but capped income, long hours, and a professional culture that never taught you personal finance.
[Read my full story → click here]
More Resources
Some historical data
Invest and prosper!

Securing Your Financial Future
(Updated: 2 August 2026)



