Let’s review the dividends of all six ASNB fixed price funds in 2025.
ASB Family
ASB: 5.75%
ASB 2: 5.50%
ASB 3: 5.25%
ASM Family
ASM: 5.00%
ASM 2: 4.75%
ASM3: 4.75%
Dividend trend
To know the previous dividends of these fixed price funds, you can refer to this page.
For ASB funds, 4.75 cents (without adding the bonus dividend of ASB) is the lowest amount that they would pay to their investors.
As for ASM funds, their lowest dividend was 4 cents.
The dividend for ASM fund family is always lower than the ASB fund family.
Outlook
The benchmark that ASB and ASM funds use to compare its performance with is the Maybank 12-Month Fixed Deposit, which has recorded an average rate of 2.29%. However, I am using KLCI as the benchmark. In 2025, KLCI had a return of 2.30% (2024: 12.90%). Thus, these funds outperformed KLCI.
These fixed price funds are a good avenue for extra cash and perhaps part of emergency fund. However, you should also consider other investment vehicles to grow your wealth.
Join my email list by clicking the button below to receive update on these funds and also knowledge on personal finance. Join now and receive a free ebook “Tools for Accumulating Retirement Fund in Malaysia”!
Disclaimer: This post is for informational purpose only. You should use judgment and conduct due diligence before taking any action or implementing any plan suggested or recommended in this article.