The National Higher Education Fund Corporation (PTPTN) has recently declared the dividend for Simpan SSPN Prime. Its FY2024 dividend is 4.05%. Dividend history Click here to see Simpan SSPN Prime past dividends. This dividend is 12.5% higher than the rate last year and is the highest in the last 10 years. My view For me, Simpan SSPN …
Buy Now, Pay Later (BNPL) is a short-term financing option that allows consumers to purchase goods or services immediately and pay for them in installments, often interest-free (if repaid on time). It has gained popularity as an alternative to credit cards, especially among younger consumers and those without access to traditional credit. How BNPL Works …
Owning a home is often considered a significant milestone and a lifelong dream for many Malaysians. However, the journey to homeownership involves more than just saving for a down payment or securing a housing loan. The true cost of homeownership in Malaysia extends far beyond the property’s price tag, encompassing a range of hidden and …
The tax filing season for YA2024 has started, so I have prepared this article for you as a reference. The images below show the personal tax reliefs available to be claimed. Make sure you have the receipts or proof when you claim the respective relief. Keep the proof for at least seven years in case …
Amanah Saham Malaysia (ASM) and Amanah Saham Bumiputera 2 (ASB 2) has declared their latest dividends on 27 March 2025. The dividends are payable on 1 April 2025. ASM Its dividend is RM 0.05, equals to a dividend rate of 5.00%. It is an increase of 5.26% from 2024. ASB 2 Its dividend in 2024 …
Earning more income requires a combination of strategic planning, skill development, and leveraging opportunities. In Malaysia, you can explore a variety of side hustles and passive income strategies. Here are some practical ways to earn extra income: 1. Upskill and Educate Yourself 2. Start a Side Hustle 3. Invest Wisely 4. Leverage the Gig Economy …
Lifestyle creep, also known as lifestyle inflation, is a phenomenon where your spending increases as your income rises. This can happen gradually and often goes unnoticed until it significantly impacts your financial health. In Malaysia, where economic growth and income levels have been on the rise, lifestyle creep has become a common issue. Let’s explore …
The most common financial planning mistakes made by Malaysians include: 1. Not Saving Enough or Starting Late Many Malaysians do not save enough for retirement or start saving too late, missing out on the benefits of compounding interest. This is a significant issue as the saving rate has decreased over the years, and fewer people …
In this article, I am going to share my plan to achieve financial freedom. The FF in the title stands for financial freedom. This can also be considered as my retirement plan as my purpose is to stop working once the target is achieved. How Much? The first question that I had to answer is …
In today’s fast-paced world, achieving financial freedom is a goal many aspire to but few achieve. One of the most effective ways to attain this freedom is through passive income. Understanding Passive Income Passive income refers to earnings derived from activities in which the earner is not actively involved. Unlike traditional employment, where income is …
