Constructing an investment portfolio requires careful planning based on your financial goals, risk tolerance, and investment horizon. Here’s a structured approach to building a diversified investment portfolio in Malaysia: 1. Define Your Investment Goals 2. Assess Your Risk Tolerance 3. Asset Allocation A well-diversified portfolio in Malaysia may include: A. Equities (Stocks) B. Fixed Income …
Financial literacy is the cornerstone of sound personal finance. It empowers individuals to make informed decisions about their money, enabling them to achieve financial stability, avoid debt, and plan for the future. In a world where financial products and services are becoming increasingly complex, understanding the basics of personal finance is no longer a luxury—it’s …
Recently, the stock markets worldwide are experiencing volatile movement. Our own KLCI has dropped by more than 8% year-to-date, and we have not even reached a quarter of the year. Navigating a volatile market can be challenging, but with the right strategies, you can protect your finances and even find opportunities. So, what should we do …
Market Condition KLCI increased by 3.01% to 1,642.33. Its annual return is +12.90%. S&P500 decreased by 2.50% to 5881.63. Its annual return is +24.01%. Transactions done 1. SGOV: BOUGHT at $100.33 & SOLD some at $100.41. 2. JPIB: BOUGHT some at $47.77. 3. MCHI: BOUGHT some at $46.75. 4. VTI: SOLD all at $288.70 and …
Market Condition KLCI dropped by 0.47% to 1,594.29. S&P500 increased by 5.73% to 6,032.38. Transactions done 1. SGOV: BOUGHT at $100.34 & SOLD all at $100.68. 2. JPIB: BOUGHT some at $47.60. 3. EIDO: BOUGHT some at $20.79. 4. MCHI: BOUGHT some at $49.71. 7. YSPSAH: BOUGHT some at RM 2.39. 5. FLIN: BOUGHT some …
In my opinion, every Malaysian should have the following three types of assets for accumulating wealth. Let us go through them one by one. ASNB fixed price funds I think most Malaysians heard about these funds. If you do not know about these funds, click here to learn more. For Bumiputera, you should invest in …
Asset allocation is a cornerstone of successful investment strategy, often regarded as one of the most critical choices an investor can make. In the complex world of investing, where markets can be unpredictable and volatile, having a well-thought-out asset allocation plan is essential for balancing risk and reward. We will explore the significance of asset …
Money anxiety, also known as financial anxiety, is a form of stress or anxiety that arises from concerns about one’s financial situation. It can be triggered by various factors, such as debt, unemployment, unexpected expenses, or the fear of not having enough money to cover basic needs or achieve long-term goals. Common Triggers of Money …
Market Condition KLCI dropped by 2.85% to 1601.88. S&P500 decreased by 0.99% to 5705.45. Transactions done 1. SGOV: BOUGHT at $100.33 & SOLD all at $100.69. 2. JPIB: BOUGHT some at $48.52. 3. LIIHEN: BOUGHT some at RM 0.78. 4. MCHI: BOUGHT some at $53.25. 5. FLIN: BOUGHT some at $39.56. 6. VTI: BOUGHT some …
Borrowing to invest refers to the practice of using borrowed funds to purchase investment assets, such as stocks, bonds, or real estate, with the expectation that the returns on these investments will exceed the cost of borrowing, including interest and fees. This strategy is often employed by seasoned investors who seek to amplify their potential …
