After working for many years, it is finally time to retire. But do you have enough assets? Can you afford to retire? No one plans to be poor in retirement, but many do end up in poverty or could not stop working. What went wrong? They fail to plan. Retirement need The data from Employees …
Have you ever heard of private retirement scheme (PRS)? No? But if you are working, the chances are that you already know Employees’ Provident Fund (EPF) or in Malay, “Kumpulan Wang Simpanan Pekerja” (KWSP). Or if you are a government servant, you may know the Retirement Fund (Incorporated) aka “Kumpulan Wang Persaraan (Diperbadankan)” (KWAP). Both …