Saving money is a common challenge for many Malaysians. Despite good intentions, people often find themselves living paycheck-to-paycheck, struggling with debt, or unable to build a safety net for the future. If this sounds familiar, you’re not alone—but the good news is, with the right strategies (and a little professional guidance), you can take control …
Month: June 2025
How often have you hesitated to ask a friend for money they owe you? Or felt awkward discussing salaries with colleagues? In many cultures—especially in Southeast Asia—the concept of malu (shame or embarrassment) surrounds money talk, making it a sensitive topic. This reluctance can lead to financial mismanagement, debt, and even strained relationships. But what …
Many Malaysians try to manage their finances alone—only to realize too late that small mistakes can lead to big financial setbacks. If you’re handling your own money without a clear strategy, you might be risking your future wealth without even realising it. Here are the top DIY financial planning mistakes we see—and how working with …
The Overnight Policy Rate (OPR) is a key interest rate set by Bank Negara Malaysia (BNM), influencing borrowing costs, savings returns, and overall economic activity. For Malaysians, changes in the OPR can have a direct impact on mortgages, loans, investments, and financial planning strategies. What is the Overnight Policy Rate (OPR)? The OPR is the …
