Capsphere Overview

Capsphere (Link) is a new peer-to-peer (P2P) lending platform in Malaysia. It is an asset-based P2P financing platform and is the first of its kind in the nation. Features of Capsphere The note issuers use the funds raised to purchase or refinance assets for growing their business. The note is collateralised which means it is …

Is Rakuten Trade A Scam?

Recently there are some allegations that Rakuten Trade (RT) is involved in online platform scams. It is claimed that RT is offering various “investment plans” at a cost. Is this true? Background RT is the the country’s first and only fully digital equities trading platform. It is a joint venture between Kenanga Investment Bank Berhad …

Book Review: The Most Important Thing Illuminated: Uncommon Sense for the Thoughtful Investor

The author of The Most Important Thing Illuminated is Howard Marks. He is the co-founder and co-chairman of Oaktree Capital Management, an American global alternative investment management firm with expertise in credit strategies. There are five commentators in this book and they are Bruce Greenwald, Christopher Davis, Joel Greenblatt, Paul Johnson and Seth Klarman. The …

RT Interest Rate Decrease

Rakuten Trade (RT) interest rate has dropped again on 7 July 2020, which is the fourth decrease in this year. This is in tandem with the reduction of the overnight policy rate (OPR) from 2.00% to 1.75% by Bank Negara Malaysia. New interest rate The interest rate now is 1.00% per annum. Referral link Below …