FundMyHome (Link) is an innovative platform for buying a house. This platform is operated by EdgeProp, a subsidiary of The Edge Group. How is it innovative? We only need to pay an upfront payment to move into the house, without the burden of monthly instalments. Does it sound too good to be true? There are …
For every loan made, there is always a risk of default. The default rate as on 14 December 2018 in Fundaztic is 2.28%. The amount involved is more than RM 750000 (Link). Recently, there is a note in my portfolio that has defaulted. By Fundaztic definition, a note is considered as default when the borrower misses …
(Updated: 23 August 2019) After using Rakuten Trade for some time, I have discovered some of its disadvantages. As it is using nominee account exclusively, Rakuten Trade is different from the main brokerage houses in Malaysia. (I have talked about its benefits in another article.) What is a nominee account? It is a securities account …
This is a book written by Michael Becket, a financial journalist of The Daily Telegraph based in United Kingdom (UK). This book is meant to be a beginner’s guide to investment according to its subtitle. Judging from its contents, the target audience of this book should be UK citizens but I find that some concepts …
These three are fixed price funds from Amanah Saham Nasional Berhad (ASNB). ASB is Amanah Saham Bumiputera, ASM is Amanah Saham Malaysia and ASW is Amanah Saham Wawasan 2020. Recently, the company has rebranded ASW to Amanah Saham Malaysia 2 – Wawasan. In this article, I am still going to call it ASW. Now, I …
Fundaztic (Link) is a peer-to-peer financing platform in Malaysia. This platform links borrowers (mainly local small and medium enterprises) and lenders together. Since this platform introduces so many notes per week, how should we choose? Grade of notes in Fundaztic Every loan is known as a note on this platform. The notes are rated according to 10 …
Funding Societies (Link) is one of two peer-to-peer financing platforms that I am actively using. The loans can be divided into business term financing and invoice financing. Every loan is known as an investment note on this platform. Investment notes properties The differences between the two types of financing have been explained in a previous post. To …
This is an investment book by Burton G. Malkiel. He is the Chemical Bank Chairman’s Professor of Economics at Princeton University. Now, you might think that how could a professor of economics give good advice regarding investment. If he is able to do well in the market, he would not be a professor, right? But …
Financial Times (FT) Equity Screener is my preferred stock screener. Nonetheless, recently I have found another equally good stock screener. It is Rakuten Trade Stock Screener. Criterion to use To be able to use this screener, we must have an account with Rakuten Trade (Link). If you do not have an account yet, I strongly …
The Dow Jones Industrial Average (DJIA) posted a sharp decline since 10 October 2018 and is still heading downward. DJIA is one of the major indexes in United States and its decline spells trouble. Bursa Malaysia is also affected and KLCI dropped significantly in this week. So, does this signal the beginning of a bear …
