In this 2023 asset allocation article, I will share my year-end allocation in both Malaysia and foreign markets. Target asset allocation Malaysia My target allocation is 10% P2P lending and 90% stock. I am only considering equities, mutual funds and peer-to-peer (P2P) lending. Foreign My current target allocation is 20% in bonds, 74% in equity …
My investments are still on the same three peer-to-peer (P2P) lending platforms, namely Capsphere, Fundaztic, and Funding Societies Malaysia. The results are as on 30 September 2023. In this article, I am going to follow the formulae of the previous year which you can see down here. Total return = Total received profit ÷ Total …
My investments are still on the same three peer-to-peer (P2P) lending platforms. They are Capsphere, Fundaztic, and Funding Societies Malaysia. The results are as on 30 September 2022. In this article, I am going to follow the formulae of the previous year which you can see down here. The formula that I am going to …
I have received an email from Capsphere about some updates of this peer-to-peer (P2P) lending platform. I am going to share it here. Auto Invest Capsphere is late to introduce this feature compared to the other P2P lending platforms. But late is better than never. You just have to click on the AUTO INVESTMENT on …
Currently, I have investments on three peer-to-peer (P2P) lending platforms. They are Capsphere, Fundaztic, and Funding Societies Malaysia. The results are as on 30 September 2021. In this article, I am not going to follow the formulae of the previous year. I am only going to take account of the received interest, excluding the projected …
I have experienced a defaulted note on this platform. In this article, I am going to share how Capsphere handled the defaulted note. Number of notes invested Since its inception till 11 June 2021, Capsphere has hosted a total of 29 notes. I have invested in 25 of the notes and 1 has defaulted. Process …
Three years have passed since my last article on P2P lending and a few new platforms are launched during this period, I think it is a good time to write an update now. In this P2P lending update 2021, I am going to introduce some newcomers that I have not covered on my blog. There …
Currently, I have investments on three peer-to-peer (P2P) lending platforms. They are Capsphere, Fundaztic, and Funding Societies Malaysia. The results are as on 30 September 2020. Capsphere As I just started to invest on this platform, I do not have enough data to comment on it yet. Up to today, I have only invested in …
Capsphere (Link) is a new peer-to-peer (P2P) lending platform in Malaysia. It is an asset-based P2P financing platform and is the first of its kind in the nation. Features of Capsphere The note issuers use the funds raised to purchase or refinance assets for growing their business. The note is collateralised which means it is …
CapitalBay (Link) is a new peer-to-peer (P2P) financing platform in Malaysia. I have managed to enrol into its Early Access Programme. I am going to give an overview of this new platform here. Background of CapitalBay This company was launched in 2016 and is the first Multi-Bank Supply Chain Finance (SCF) platform in Malaysia licensed …
