Paying off a mortgage is a significant milestone for many homeowners, and the opportunity to make a lump sum payment towards your mortgage can be both exciting and daunting. Whether you have come into an inheritance, received a bonus, or saved diligently, deciding whether to put a large sum of money towards your mortgage is …
Recently I have received a detailed comment regarding the HouzKEY programme from a reader. I would like to highlight her experience in this Maybank HouzKEY review update 2022. To know more about HouzKEY, you can refer here. Background Alice has signed up for HouzKEY in 2020 for an apartment in Kota Kemuning. She received the …
There are some changes to the HouzKEY programme since I last reviewed it two years ago. In this update, I am going to mention the changes that I noticed. Eligibility First, the eligibility criteria have loosened. The maximum age for applicant and guarantors is 70 years old now, instead of 65 years old. Maybank does …
Setia Flex is a home ownership programme offered by S P Setia Berhad. This company is one of the largest property developers in Malaysia. There is a similar programme from EcoWorld too. There are four different schemes under Setia Flex. They are Flex Promos, Flex Rewards, FlexKey and SEAL. Flex Promos Flex Promos are home …
HOPE (Link) is a programme from EcoWorld to help purchasers to buy a house, either as a first house or an upgrade. There are two schemes in this programme, namely STAY2OWN (S2O) and HELP2OWN (H2O). STAY2OWN This scheme is a partnership with Maybank HouzKEY. Most aspects of this scheme are the same as HouzKEY. However, …
(There is an update to this article. Please click here to read it.) HouzKEY (Link) is a rent-to-own scheme offered by Maybank. What is a rent-to-own scheme? In this kind of scheme, the tenant rents a home for a certain period, with the option to buy it in the future. HouzKEY Review HouzKEY allows its …
FundMyHome (Link) is an innovative platform for buying a house. This platform is operated by EdgeProp, a subsidiary of The Edge Group. How is it innovative? We only need to pay an upfront payment to move into the house, without the burden of monthly instalments. Does it sound too good to be true? There are …
