Everything you can plan your spending around this year to legally reduce the tax you’ll file for Year of Assessment 2026 — mapped to how pharmacists actually earn, study, and spend, whether you’re in MOH service, private retail, hospital pharmacy, or locuming between them. RM9,000Automatic individual relief — no receipts needed 23Relief categories available for YA2026 5 …
Month: July 2026
Pharmacy owners in Malaysia sit at the top of the income ladder. But the most common — and most costly — retirement mistake they make is one that neither salary nor revenue can fix. Ask a pharmacist-entrepreneur how their retirement planning is going, and you’ll often hear some version of the same answer: “I’m fine …
You can out-earn your government counterparts within a few years. But when you retire, there’s no pension, no gratuity, and no Kad Pesara waiting for you — just whatever you’ve built yourself. Ask a government pharmacist and a retail pharmacist who has the better deal, and you’ll get two very different answers. The government pharmacist …
Most government pharmacists pick pension without thinking twice. But EPF can actually come out ahead — if you know exactly what to do with it. When Amy signed her appointment letter as a government pharmacist two years ago, she had a choice to make. Pension or EPF? Almost every senior colleague she asked said the …
