Credit report is important in personal finance. It will affect whether you get a loan, and at what interest rate. In this article, let’s find out what is a credit report. What is a Credit Report? A credit report is a detailed document that contains information about your credit history, including loans, credit card accounts, …
In a personal net worth statement, we normally classify car as an asset (click here to learn more about net worth statement). Owning a car is often seen as a rite of passage and a symbol of independence. However, is it really an asset that is able to generate cash or a liability that drains …
In the world of personal finance and investment, the classification of real estate as either an asset or a liability has been a subject of much debate. While some argue that real estate is a solid asset that appreciates over time, others contend that it can become a liability, draining resources and tying down capital. …
Amanah Saham Malaysia 2 – Wawasan (ASM 2 Wawasan) has paid its latest dividend on 1 September 2024. Dividend Its dividend is RM 0.0475, equals to a dividend rate of 4.75%. It is an increase of 5.56% from 2023. Dividend trend To know the previous dividends of this fixed price fund, you can refer to …
Market Condition KLCI closed at 1,678.80, an increase of 3.27%. S&P500 increased by 2.28% to 5,648.40. Market Trend: Good time continued Both markets continued to advance in the past month. KLCI might have a chance to hit 1,700 in this year. Foreign funds still continued to come into Malaysian stock market. S&P500 was making new …
Do you have extra cash sitting in your bank account? You are keeping it in fixed deposits (FDs), so it is considered as an investment right? Sadly, the answer is no. This is due to the fact that our personal inflation rate (click here to learn more) is often higher than the interest rate of …
Employees’ Provident Fund (EPF) has restructure its members’ accounts starting 11 May 2024. To learn more about this new account structure, you may click here. Your Akaun Fleksibel is now active and has been receiving its portion if you have made contributions in the past few months. The deadline for the transfer of an initial …
In personal finance, the term “liability” often conjures up images of debt—credit card balances, mortgages, car loans, and student loans. While these are indeed common forms of liabilities, the concept of what constitutes a liability is broader than just financial obligations. To truly understand and manage your financial health, it is essential to rethink and …
In personal finance, assets usually mean things you own that has monetary value. They are further divided into cash and cash equivalents, investment assets and personal use assets (click here to learn more). However, if we really think about it, an asset should be a thing that can generate income. A car that requires monthly …
Market Condition KLCI closed at 1625.57, an increase of 2.23%. S&P500 increased by 1.13% to 5522.3. Market Trend: Good time KLCI closed above 1,600 in July. It had reversed the downtrend. The foreign funds were the net buyer in July and they became net buyer year-to-date. S&P500 still continued its uptrend and continued to make …
