This article is the continuation of my 2024 investment review. For my Malaysia investment review, you may refer to this article. This 2024 foreign investment review covers my exchange traded funds (ETFs), a stock, and a trust in the US market. I will show the gain or loss for each ETF. In the end, I …
It is 2025 now. So, I am doing my annual investment review, starting with this 2024 Malaysia investment review. My 2024 investment holdings review covers both stock market and mutual funds. I will show the gain or loss (including dividends) for each stock and fund. In the end, I will show the total return of …
Are you looking to increase the yield of your savings in this new year? Digital banks could be your option. In Malaysia, there are three digital banks currently. These banks are GXBank, AEON Bank, and Boost Bank. Rize is not a true digital bank but I am going to include it in this comparison. Digital …
Market Condition KLCI increased by 3.01% to 1,642.33. Its annual return is +12.90%. S&P500 decreased by 2.50% to 5881.63. Its annual return is +24.01%. Transactions done 1. SGOV: BOUGHT at $100.33 & SOLD some at $100.41. 2. JPIB: BOUGHT some at $47.77. 3. MCHI: BOUGHT some at $46.75. 4. VTI: SOLD all at $288.70 and …
Amanah Saham Bumiputera (ASB) has announced its 2024 dividend. ASB 2024 dividend rate including bonus is 5.75%, higher than last year (5.25%). Trend For its previous dividends, you can refer to this page. The dividend of this fund has been slowly rising since 2020. It has finally exceeded the 2019 level and this dividend is …
Employees’ Provident Fund (EPF) has introduced its Retirement Income Adequacy (RIA) Framework on 12 December 2024. The RIA is set to launch in January 2026 but some details are already released. RIA Framework The RIA framework allows members to set savings targets that reflect different retirement lifestyles and aspirations. This approach emphasises the importance of …
Not too long ago, I decided to withdraw some money from my Employees’ Provident Fund (EPF) Akaun Fleksibel. In this article, I will share my experience. EPF Akaun Fleksibel Withdrawal Process To perform withdrawal, you can go to your KWSP i-Akaun app. In the app, click on Withdrawal at the bottom and select Feksibel icon …
Before 2024 ends, let’s see if you can reduce your income tax for this year. This article is about YA2024 income tax for individual resident. In this article, I will only touch on certain tax reliefs. For a full list of available tax reliefs, you may refer to this page from PwC Malaysia (Link). Tax …
Market Condition KLCI dropped by 0.47% to 1,594.29. S&P500 increased by 5.73% to 6,032.38. Transactions done 1. SGOV: BOUGHT at $100.34 & SOLD all at $100.68. 2. JPIB: BOUGHT some at $47.60. 3. EIDO: BOUGHT some at $20.79. 4. MCHI: BOUGHT some at $49.71. 7. YSPSAH: BOUGHT some at RM 2.39. 5. FLIN: BOUGHT some …
In my opinion, every Malaysian should have the following three types of assets for accumulating wealth. Let us go through them one by one. ASNB fixed price funds I think most Malaysians heard about these funds. If you do not know about these funds, click here to learn more. For Bumiputera, you should invest in …
