In this article, we will discuss on financial goals. How should we set financial goals? Are they just numbers? Should we just put in whatever numbers that we like? Financial goals As the name suggests, financial goals have to do with your finances, meaning dealing with money. There are specific formulae to calculate the numbers …
This article is the final part of my 2023 investment review. For my Malaysia investment review, you may refer to this article. For my foreign investment review, you may refer to this article. This review covers all my stocks, mutual funds, exchange traded funds (ETFs) and trust in Malaysia and US. As I am based …
This article is the continuation of my 2023 investment review. For my Malaysia investment review, you may refer to this article. This 2023 foreign investment review covers my exchange traded funds (ETFs) and a trust in the US market. I will show the gain or loss (including dividends) for each ETF. In the end, I …
2023 is over. So, I am doing my annual investment review, starting with this 2023 Malaysia investment review. My 2023 investment holdings review covers both stock market and mutual funds. I will show the gain or loss (including dividends) for each stock and fund. In the end, I will show the total return of my …
2024 has just started and it is a good time to do something about your personal finance. Let’s see what you can do in this 2024 financial to-do. Review 2023 It is good to start with a review of the past year. If you have a financial plan, you should measure the progress of your …
First of all, happy new year 2024! In this first post of the year, I will share my thoughts on the markets in December 2023. Market condition KLCI closed at 1,454.66, an increase of 0.13%. S&P500 closed the year at 4,769.83, an increase of 4.42%. My view: Not a bad year Both the markets closed …
I believe most people have heard about the emergency fund in personal finance. We are going to discuss about it in this article. What is emergency fund? Emergency fund is cash reserve that you use to pay for unexpected expenses or financial emergencies. It serves as a financial cushion, providing a buffer against job loss, …
Amanah Saham Bumiputera (ASB) has announced its 2023 dividend. ASB 2023 dividend rate including bonus is 5.25%, slightly higher than 5.10% last year. Trend For its previous dividends, you can refer to this page. The dividend of this fund has been slowly rising since 2020, but it is still lower than pre-2020. Outlook The benchmark …
Investment planning is one of the key components of financial planning and it directly affects the outcome of the financial plan. In this article, we will look at the steps involved in investment planning. Steps of investment planning 1. Meeting the prerequisites Before we start investment, we should have adequate provision for the basic necessities …
GXBank is Malaysia’s first digital bank to receive the approval from Bank Negara Malaysia and the Ministry of Finance to commence operations. This digital bank is a joint venture between Grab Holdings Limited and Singapore Telecommunications Ltd (Singtel) – and a consortium of other Malaysian investors, including Kuok Group. Account opening This is a fully …
