Since October 2023, MYTHEO is my only robo-advisor. You may refer to this article to see my rationale of selecting MYTHEO.
In this article, I am going to review the annual performance of my portfolio on MYTHEO. The return is as on 31 October 2024.
Performance
Based on the platform data, my total return from MYTHEO is 16.26% (2023: 6.39%) in MYR and 14.98% (2023: -4.02%) in USD.
I am going to use internal rate of return (IRR) to compute my annualised return. Since October 2019, my return (MYR) is 6.03% per annum (2023: 3.47%).
The asset allocation of my portfolio has changed since my previous review, which is now 59% growth (2023: 64%), 27% income (23%), and 14% inflation hedge (13%).
Conclusion
Compared to the past year, all performance metrics improved, both in terms of MYR and USD. The table below shows my returns of the past five years.
| Year | MYR Total Return | USD Total Return | MYR Annualised Return |
| 2020 | -3.28% | -2.25% | -3.28% |
| 2021 | +14.90% | +15.92% | +12.42% |
| 2022 | +3.08% | -7.62% | +2.82% |
| 2023 | +6.39% | -4.02% | +3.47% |
| 2024 | +16.26% | +14.98% | +6.03% |
Looking at my annualised return trend, I would say that the performance was not bad. Let’s see if MYTHEO would continue to give me return more than 5%.
Referral codes
Below is my referral link to MYTHEO. By using the link, I may gain referral reward from your registration. If you think I have done a good service in explaining the topic, please click on the link below if you have interest to register. Otherwise, you can always search MYTHEO with Google and register yourself.
MYTHEO: Link here – I will receive a top-up of RM 10 while you will receive a management fee waiver for 3 calendar months from the date of the approved initial deposit if you register through this link*.
*Terms and conditions apply.
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Disclaimer: This post is for informational purpose only. You should use judgment and conduct due diligence before taking any action or implementing any plan suggested
