Tag Archives: government pension

The Government Pharmacist’s Retirement Playbook: Why Your Pension May Not Be Enough

If you follow the standard career trajectory in Malaysia, you enter the pharmacy workforce as a Provisionally Registered Pharmacist (PRP) at age 23 or 24. By the time you reach 55, you will have dedicated over three decades to dispensing medication, managing inventory, reviewing clinical charts, or scaling a retail business. But will your retirement …

Government Pension Scheme: Is It Enough for Retirement?

Most government servants in Malaysia are eligible to enrol into pension scheme administered by Retirement Fund (Incorporated) or better known as Kumpulan Wang Persaraan (Diperbadankan) (KWAP). What will the pensioner receive and will it be enough for retirement? What are included in government pension scheme? 1. Gratuity (Ganjaran Perkhidmatan) This is a one-off payment when …