Three years have passed since my last article on P2P lending and a few new platforms are launched during this period, I think it is a good time to write an update now. In this P2P lending update 2021, I am going to introduce some newcomers that I have not covered on my blog. There …
In this article, I will list down some common questions on Rakuten Trade (RT). These are the questions that were asked and answered before in the blog. To make things easy, I am compiling them here. 1. Safety: Is RT safe? What will happen to my shares if it winds down? First, our cash is …
ToledoTrade is a foreign broker that I am using to invest in US exchange-traded funds (ETFs). Today I am going to talk about the trading platforms it offers. ToledoTrade has a total of four trading platforms. They are Client Portal, Handy Trader, ToledoTrader and ToledoTrader Pro. All the platforms can be accessed from ToledoTrade webpage …
FundMyHome (Link) is an innovative platform for buying a house. This platform is operated by EdgeProp, a subsidiary of The Edge Group. How is it innovative? We only need to pay an upfront payment to move into the house, without the burden of monthly instalments. Does it sound too good to be true? There are …
Funding Societies (Link) is one of two peer-to-peer financing platforms that I am actively using. The loans can be divided into business term financing and invoice financing. Every loan is known as an investment note on this platform. Investment notes properties The differences between the two types of financing have been explained in a previous post. To …
(Updated: 3 January 2020) I first opened a trading account with Rakuten Trade (Link) in August 2018. After using it for a while, I feel it is a good platform to share with others. Main Benefit The main selling point for this brokerage is its low brokerage fee. If the transaction involves less than …
Equity crowdfunding (ECF) is almost like stock investment. The money is provided in exchange for shares (equity) in the company. Its reward includes the capital gain (by selling the shares) and dividend if any while its risk is the failure of the company (bankruptcy) and losing all the invested fund. There are 6 such platforms …
(Latest update: 5 October 2018) Essentially, peer-to-peer (P2P) financing is making a loan. Its reward is the interest earned and its risk is default. There are 6 such platforms in Malaysia according to Securities Commission Malaysia website (Link). Platforms Logo Remarks AlixCo – B2B FinPAL – Fundaztic – Funding Societies Malaysia – Nusa Kapital Shariah-compliant …
