i-Saraan is a voluntary contribution facility introduced by EPF to receive Special Incentives from the Government for retirement purposes, subject to the terms and conditions. It is primarily targeted at Malaysian citizens below 60 years old who are: Key Features & Benefits How to Register & Contribute Contribution Strategy to Maximize Benefits To get the …
Month: December 2025
You’ve done everything right. You’ve worked hard, saved diligently in EPF, and maybe even built a sizable investment portfolio in unit trusts. You’ve crunched the numbers, and you’re confident that your RM 1.5 million nest egg is enough to support your retirement. But what if I told you that a hidden risk could derail your entire retirement …
You’ve found it. A promising condo unit, a 20% down payment ready, and the calculator shows a tidy RM300 positive cashflow after the mortgage. It feels like a slam dunk—a tangible asset that pays for itself while building your net worth. But what if I told you that this “slam dunk” could secretly be underperforming …
As a Malaysian, you work hard for your money. So, when a sizeable chunk of it lands in your lap—whether it’s your annual bonus, an inheritance, a EPF withdrawal, or the proceeds from selling a property—a critical question arises: “What’s the best way to invest this?” Do you dive in headfirst and invest it all …
