Cost of Stock Investing

(Updated: 31 January 2020) In Malaysia, every share transaction of listed companies takes place in Bursa Malaysia. Since it is a regulated transaction, there are fees and charges involved as well. That is the reason why the amount payable is always more than the share price. This is the cost of stock investing. What are …

Private Retirement Scheme

Have you ever heard of private retirement scheme (PRS)? No? But if you are working, the chances are that you already know Employees’ Provident Fund (EPF) or in Malay, “Kumpulan Wang Simpanan Pekerja” (KWSP).  Or if you are a government servant, you may know the Retirement Fund (Incorporated) aka “Kumpulan Wang Persaraan (Diperbadankan)” (KWAP). Both …

Brokerage Firms

To invest in Bursa Malaysia, we need the service of brokerage firms. What exactly is a brokerage firm? Quoting Investopedia: “A brokerage company’s main duty is to be a middleman that connects buyers and sellers to facilitate a transaction. Brokerage companies receive compensation by means of commission once the transaction has successfully completed. For example, when a trade order …

Bursa Malaysia

To participate directly in Malaysian stock market, you definitely need to know a thing or two about Bursa Malaysia. At the very least, you should know that this place is where all the public companies are listed and where their shares are offered to public. So what exactly is Bursa Malaysia? It is a public-listed …

Equity Crowdfunding (ECF)

Equity crowdfunding (ECF) is almost like stock investment. The money is provided in exchange for shares (equity) in the company. Its reward includes the capital gain (by selling the shares) and dividend if any while its risk is the failure of the company (bankruptcy) and losing all the invested fund. There are 6 such platforms …

Peer-to-peer Financing

(Latest update: 5 October 2018) Essentially, peer-to-peer (P2P) financing is making a loan. Its reward is the interest earned and its risk is default. There are 6 such platforms in Malaysia according to Securities Commission Malaysia website (Link). Platforms Logo Remarks AlixCo – B2B FinPAL – Fundaztic – Funding Societies Malaysia – Nusa Kapital Shariah-compliant …