In education planning, we are concerned with the education of our kids. We focus primarily on tertiary education as this part of education is usually the most costly. Furthermore, primary and secondary education are available for free or at a minimal cost in Malaysia. Nonetheless, if you choose to send your child to private schools …
Month: January 2024
In this 2023 asset allocation article, I will share my year-end allocation in both Malaysia and foreign markets. Target asset allocation Malaysia My target allocation is 10% P2P lending and 90% stock. I am only considering equities, mutual funds and peer-to-peer (P2P) lending. Foreign My current target allocation is 20% in bonds, 74% in equity …
In this article, we will discuss on financial goals. How should we set financial goals? Are they just numbers? Should we just put in whatever numbers that we like? Financial goals As the name suggests, financial goals have to do with your finances, meaning dealing with money. There are specific formulae to calculate the numbers …
This article is the final part of my 2023 investment review. For my Malaysia investment review, you may refer to this article. For my foreign investment review, you may refer to this article. This review covers all my stocks, mutual funds, exchange traded funds (ETFs) and trust in Malaysia and US. As I am based …
This article is the continuation of my 2023 investment review. For my Malaysia investment review, you may refer to this article. This 2023 foreign investment review covers my exchange traded funds (ETFs) and a trust in the US market. I will show the gain or loss (including dividends) for each ETF. In the end, I …
2023 is over. So, I am doing my annual investment review, starting with this 2023 Malaysia investment review. My 2023 investment holdings review covers both stock market and mutual funds. I will show the gain or loss (including dividends) for each stock and fund. In the end, I will show the total return of my …
2024 has just started and it is a good time to do something about your personal finance. Let’s see what you can do in this 2024 financial to-do. Review 2023 It is good to start with a review of the past year. If you have a financial plan, you should measure the progress of your …
First of all, happy new year 2024! In this first post of the year, I will share my thoughts on the markets in December 2023. Market condition KLCI closed at 1,454.66, an increase of 0.13%. S&P500 closed the year at 4,769.83, an increase of 4.42%. My view: Not a bad year Both the markets closed …
