This article is the continuation of my 2025 investment review. For my Malaysia investment review, you may refer to this article. This 2025 foreign investment review covers my exchange traded funds (ETFs) and a stock in the US market. I will show the gain or loss for each holding. In the end, I will show …
This is my 2025 annual investment review, starting with this 2025 Malaysia investment review. My 2025 investment holdings review covers both stock market and mutual fund. I will show the gain or loss (including dividends) for each stock and fund. In the end, I will show the total return of my holdings in Malaysia. The …
Let’s review the dividends of all six ASNB fixed price funds in 2025. ASB Family ASB: 5.75% ASB 2: 5.50% ASB 3: 5.25% ASM Family ASM: 5.00% ASM 2: 4.75% ASM3: 4.75% Dividend trend To know the previous dividends of these fixed price funds, you can refer to this page. For ASB funds, 4.75 cents …
i-Saraan is a voluntary contribution facility introduced by EPF to receive Special Incentives from the Government for retirement purposes, subject to the terms and conditions. It is primarily targeted at Malaysian citizens below 60 years old who are: Key Features & Benefits How to Register & Contribute Contribution Strategy to Maximize Benefits To get the …
You’ve done everything right. You’ve worked hard, saved diligently in EPF, and maybe even built a sizable investment portfolio in unit trusts. You’ve crunched the numbers, and you’re confident that your RM 1.5 million nest egg is enough to support your retirement. But what if I told you that a hidden risk could derail your entire retirement …
You’ve found it. A promising condo unit, a 20% down payment ready, and the calculator shows a tidy RM300 positive cashflow after the mortgage. It feels like a slam dunk—a tangible asset that pays for itself while building your net worth. But what if I told you that this “slam dunk” could secretly be underperforming …
As a Malaysian, you work hard for your money. So, when a sizeable chunk of it lands in your lap—whether it’s your annual bonus, an inheritance, a EPF withdrawal, or the proceeds from selling a property—a critical question arises: “What’s the best way to invest this?” Do you dive in headfirst and invest it all …
When you hear the word “investing,” what do you picture? For many Malaysians, it’s the idea of needing a large amount of money—like RM10,000 or more—just to get started. Maybe you think you need to be like a tycoon with a huge portfolio before you can even open an account. This belief is the number …
For generations, the Malaysian retirement dream was simple: work until 55 or 60, withdraw a lump sum from the Employees Provident Fund (EPF), and live out one’s golden years peacefully. However, this paradigm is being shattered by a silent but powerful threat: longevity risk—the risk of outliving your savings. The Perfect Storm: Rising Life Expectancy and …
If I were to ask you about your financial safety nets, what would you say? For most of us, the answer is almost automatic: “I have an emergency fund” and “I save in ASB or other ASNB fixed price funds”. And you know what? That’s fantastic. Having an emergency fund and investing in ASNB fixed price funds …
