Defining financial planning Financial planning can be defined as the process of taking a comprehensive look at your financial situation and building a specific financial plan to reach your goals. In financial planning, the end result is an actionable financial plan which will help to achieve your financial goals. This plan is a comprehensive evaluation …
After reading Unknown Market Wizards, I got the inspiration to refine my investing strategy for stock market. As I only invest in individual stocks on Bursa Malaysia, it is a refinement to my investing in Malaysia. Look to the future I feel that I was focusing too much on the past results previously when I …
May 2019 is the most volatile month so far this year. Kuala Lumpur Composite Index (KLCI) closed below 1600 a few times in the month. Luckily, it recovered nearing the end of May (1650.76) and closed higher than the end of April (1642.29). A surprise reversal Honestly, I did not expect the market to recover …
I guess no one will say NO to dividend from stocks. Nonetheless, there are four dates related to dividend. These are announcement date, ex-date, entitlement date and payment date. So which dates are important? First, let’s define them. Four dividend dates Announcement date This date is also referred to as declaration date. The definition …
If you have dabbled in the stock market for a while, I bet you must have heard about real estate investment trust (REIT) already. So what exactly is a REIT? From Investopedia, “A real estate investment trust, or REIT, is a company that owns, operates or finances income-producing real estate. For a company to qualify as a …
How do we determine if a stock is worth to be included in our portfolio? This is a question that you yourself must find your own answer. Nonetheless, I will share my opinion here for your reference. After passing the preliminary screening (e.g. good profitability, consistent profit margin, regular dividend, etc.), I will use the …
Since I have quoted so many times from Investopedia, I would be remiss not to write an article about it in this blog. It is like taking people’s ideas without giving credit (although I did give credit to them). What does it do? And why do I use it so often? Taken directly from its …
Generally, funds can be divided into two types: closed-end and open-end. What do these terms mean and how do they affect investors? According to Investopedia, “An open-end fund is a type of mutual fund that does not have restrictions on the amount of shares the fund can issue. The majority of mutual funds are open-end, providing investors with a …
Isn’t making investment known as investing? What is speculating? For those who are new to the financial market, there might be doubt about these two activities. Below are the definitions from Investopedia: “Investing is the act of committing money or capital to an endeavor (a business, project, real estate, etc.), with the expectation of obtaining an additional …
Before I start with my definition, let’s google it first. According to Investopedia, “An investment is an asset or item that is purchased with the hope that it will generate income or appreciate in the future. In an economic sense, an investment is the purchase of goods that are not consumed today but are used in the …
