I am considering to use Simpan SSPN Prime to keep part of my emergency fund. The question is whether the withdrawal is swift to serve as emergency fund. So, I performed a withdrawal to try it out. Rationale Why do I want to use Simpan SSPN Prime when there are quite some alternatives (Versa Cash …
It has been quite some time since I wrote a book review and I finally had the time to read an investment book. Richer, Wiser, Happier: How the World’s Greatest Investors Win in Markets and Life is penned by William Green. The author wants to show the readers how a tiny minority beats the market …
This is a comparison between the latest returns of my two robo-advisors, MYTHEO and StashAway. For the performance of the previous year, you can refer to this article. The returns are as on 31 October 2022. I am going to list just the stock code of the exchange traded funds (ETFs) in this article. If …
Versa has announced that Versa Cash interest rate will increase to 4% per annum starting 1 November 2022 until 31 January 2023. The current interest rate is 3.2%. Terms and conditions The 4% interest rate only applies to the first RM 30,000 balance in the account. Any amount over this value will continue to earn …
My investments are still on the same three peer-to-peer (P2P) lending platforms. They are Capsphere, Fundaztic, and Funding Societies Malaysia. The results are as on 30 September 2022. In this article, I am going to follow the formulae of the previous year which you can see down here. The formula that I am going to …
Amanah Saham Malaysia 2 – Wawasan (ASM 2 Wawasan) has just paid its latest dividend on 1 September 2022. The amount is RM 0.0375/unit, equal to a dividend yield of 3.75%. This amount is the lowest dividend in its history. Trend The dividends of the previous years were 6.4 cents (2015), 6.3 cents (2016), 6 …
I have received an email from Capsphere about some updates of this peer-to-peer (P2P) lending platform. I am going to share it here. Auto Invest Capsphere is late to introduce this feature compared to the other P2P lending platforms. But late is better than never. You just have to click on the AUTO INVESTMENT on …
Recently, I have received an email from Versa about its new interest rate. Versa Cash net interest rate now is 2.5% per annum, instead of 2.1%. This is effective from 1 August 2022. My return As on 9 August 2022, my return is 2.75% per annum, based on internal rate of return formula. This is …
Versa has introduced a new product known as Versa Invest. It offers two portfolios actively managed by Affin Hwang Asset Management and global experts. These portfolios contain global funds of varying risks and returns. Main benefits of Versa Invest First, there is no sales and exit fees. Second, it offers portfolios made up of several …
I have not been using myASNB mobile app for quite some time. Thus, when I logged in recently, its new look surprised me. I will share the changes that I noticed in this article. The current version is 2.0.13. Login Even the login page has undergone major changes. This version shows your secure phrase on …
