(Latest update: 10 November 2018) Fundaztic (Link) is a peer-to-peer (P2P) financing platform recognized by Securities Commission Malaysia. I have registered an account with this platform since 2017. Now, I would like to share my experience of using this platform. Interface Compared to Funding Societies Malaysia, the interface of Fundaztic looks plain. Nonetheless, it did undergo …
Funding Societies (Link) is one of the six peer-to-peer (P2P) financing platforms recognized by Securities Commission Malaysia. I have opened an account with this platform since 2017. Now, I would like to share my experience of using Funding Societies. Interface The interface underwent a major revamp and a few minor facelifts after I registered. Honestly, I …
This book is considered as a classic in the investment field. Early in 2018, I bought this book while browsing the Amazon Kindle store. After finished reading the book, I would like to share some lessons that I have learnt in this book. First, a bit about this book. This is a book written by …
Do you find keeping track of your mutual funds troublesome? How do we know which individual stocks and/or bonds we are holding with our funds? Are we concentrating too much in too little? One of the tools that can help us to answer the above questions is Morningstar Portfolio Manager. What is Morningstar? First, a …
How do we determine if a stock is worth to be included in our portfolio? This is a question that you yourself must find your own answer. Nonetheless, I will share my opinion here for your reference. After passing the preliminary screening (e.g. good profitability, consistent profit margin, regular dividend, etc.), I will use the …
Exchange traded fund (ETF) has been touted by some parties as an alternative to mutual fund. What exactly is ETF? According to Investopedia, “An ETF, or exchange-traded fund, is a marketable security that tracks an index, a commodity, bonds, or a basket of assets like an index fund. Unlike mutual funds, an ETF trades like a common …
If you have been reading investment books, you must have come across index fund in at least one of these books. What exactly is an index fund? Quoting Investopedia, “An index fund is a type of mutual fund with a portfolio constructed to match or track the components of a market index, such as the Standard & Poor’s 500 Index (S&P 500). An index …
As a Malaysian, I bet you have heard about “Amanah Saham Nasional Berhad” (ASNB) before. They are famous for their fixed price funds. If you have never heard about it, I shall give you some brief information about this investment company. ASNB is a subsidiary of “Permodalan Nasional Berhad” (PNB). It acts as the fund …
First of all, what is P/E? P/E stands for price-earnings. A P/E ratio is used to judge the value of a stock. It is calculated by dividing the share price with earnings per share. In its simplest and crudest interpretation, a low P/E ratio means that the stock is cheap and vice versa. The following …
How do we select a mutual fund to invest in? By drawing lot? Pinning the list of funds on a board and throw darts to choose? Depending on which school of thought you subscribe to, the aforementioned methods might be the correct things to do. Nonetheless, I personally do not select my fund this way. …
